5 Surprising Things That Affect the Value of Your Home » Mortgage Masters Group

The truth is there are many factors that can influence the interest rate on your home loan. Your credit score, the type of loan you choose, and whether or not you use "discount points" are three of the biggest factors. But there are others as well. So let’s take a look at the different things that can affect your mortgage rate.

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Basically, take the value of your home, multiply it by this ratio, and voila, you have determined the maximum amount (prior to fees and other adjustments) that you can borrow under current market conditions. For example, if you are 65 years old and your lender has quoted you an interest rate of 5.5%,

5 Things That Affect Your Housing Loan Interest Rate – There are a number of factors that affect your housing interest rate. There are a number of factors that could influence the interest rate on your home loan. Some are external factors (e.g. the state of the economy) which are beyond your control, while others (e.g. your credit score) you may have some influence over. Advertisement.

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From house number to same-sex residents, there are many unexpected things that can drive your property value up or down. You may not have guessed it, but sexual orientation can affect property.

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