The best-known cash incentive program for a short sale is a HAFA short sale. This is a government program: Home Affordable Foreclosure Alternatives. It’s part of the former President Obama’s Making Home Affordable Program, except it makes your home affordable for somebody else.
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In a previous study, CoreLogic – which conducts a monitoring program designed to help lenders detect short-sale "property flops" by alerting them when there’s more than one loan. executed sales contract and requests a short sale prior to Chase sending an SSN.
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A short sale is a sale of real estate in which the net proceeds from selling the property will fall short of the debts secured by liens against the property. In this case, if all lien holders agree to accept less than the amount owed on the debt, a sale of the property can be accomplished. A short sale has two intrinsic and inseverable components.
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Some short sales get approval in two to eight weeks. Others can take 90 to 120 days on average. A top short sale agent can help to speed up the process a little by staying on top of the file and holding the bank accountable.
Short sales are now a hefty part of the real estate market. Short sales are the process of selling a home for less than the stated mortgage balance. The process unfortunately has allowed a tremendous amount of fraud to occur and with more purchases going through the short sale route, this is simply another concern potential buyers must be aware of.